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14 August 2026

If you're looking at a home-support platform for the first time, most of what you'll see is designed to reassure you. That's not a criticism, it's just how these pages are written. What's harder to find is a straight list of the questions that actually determine whether the arrangement will work for you six months in.
This isn't a comparison of named platforms, and it isn't a pitch for one. It's a set of questions worth asking about any home-support platform you're considering, including ones this article never mentions. If you already know you want to hire someone directly rather than go through a platform at all, independent support worker versus agency is the earlier question to answer first.
Ask plainly: who pays the platform's fee, you or the support worker, and is it already built into the rate you're quoted, or added on top?
This matters because the answer changes what you're actually comparing when you look at an hourly rate. A rate with a fee already built in and a rate with a fee added later can look identical on the page and mean different things at the end of a shift. Ask the platform to say plainly, in one sentence, who pays and where the fee sits, and be wary of an answer that takes several paragraphs to arrive at.
Some platforms connect you directly with an independent support worker who runs their own small business. Others are closer to an agency wearing a platform's interface, where the platform itself remains the point of contact and the worker may be employed or assigned rather than chosen. Neither is wrong, but they're different arrangements with different implications for how much say you have.
Ask directly: once I'm matched, am I working with this person, or am I still working through the platform for day-to-day decisions? The answer tells you a lot about how the rest of your questions will be answered too.
Ask whether you browse and choose who supports you, or whether you're assigned someone based on availability. Ask what happens if the first person isn't the right fit. Some platforms make switching support workers straightforward; others make it a longer process involving the platform itself rather than a decision you can make yourself.
If continuity matters to you, meaning seeing the same person over time rather than a rotating roster, ask specifically how that's supported rather than assuming it's the default.
Ask what checks a support worker needs to pass before they can take on work through the platform, and ask for a plain answer rather than a vague reassurance. A platform that can tell you exactly what's checked, such as a current background check, is different from one that says "all our workers are vetted" without saying how.
Ask about insurance too: what's covered, and under what conditions. A specific answer ("covered when the work is booked and invoiced through the platform, subject to the terms") tells you more than a single reassuring word like "comprehensive" on its own.
Ask whether there's a written agreement covering rates, services, and responsibilities, and ask to see what one looks like before you sign up, not after. A platform confident in its own terms will show you.
Ask specifically about pricing transparency: can you see the actual rate and how the fee works before you're asked to create an account, or is that information held back until you're further into the process? The second pattern is worth noticing, not necessarily disqualifying on its own.
Needs change. Ask what happens if you need to pause support for a while, change how often you need it, or stop altogether. Ask what happens if your regular support worker becomes unavailable, whether that's a short-term gap or a longer one. A platform that has a clear, simple answer to this is easier to plan around than one that doesn't.
Ask how you'd raise a problem and who actually deals with it. Is there a person or a process, or is it unclear? Ask this before you need it, because the answer is much harder to get a straight response to once something has actually gone wrong.
Rather than leave these questions purely abstract, here's how CareVicinity answers the ones we can give a plain, confirmed answer to today, as one real example rather than a claim that this is the only or the best way to do it.
Care seekers pay no platform fee. CareVicinity's 12.5% platform fee applies to the support worker and is already reflected in the rate shown, so there's no separate line item to work out. Support workers on CareVicinity are independent contractors, not employees, and you browse and choose who supports you directly rather than being assigned someone. Independent support workers must have a current police check, their own registered ABN, and two professional references before their profile is visible. Approved services booked and invoiced through the platform are covered by CareVicinity's insurance, subject to the Terms and Conditions. CareVicinity is an Australia-wide marketplace, though availability of specific services and workers may vary by location.
The written-agreement, change-of-circumstances, and complaints-handling questions above are exactly the kind of thing worth asking CareVicinity directly if you're considering it, the same as you would any platform.
That's one platform's answers, laid out the same way the questions above were asked. The point of this article isn't to convince you those answers are the right ones for you, it's to make sure you get a plain answer to each question, from whichever platform you're actually considering.
If you'd like to see how CareVicinity works in more detail, including how pricing and agreements work in practice, you can read more about how CareVicinity works or compare independent support workers directly.
If you're still deciding between an independent support worker and an agency in the first place, that's covered in independent support worker versus agency.